Money Diary: A Marketing Executive In London On 27k

·16 min read

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking a cross-section of women how they spend their hard-earned money during a seven-day period – and we're tracking every last penny.

This week: "I'm a 25-year-old marketing executive living in London. I moved here last autumn when I got my dream job in publishing. I love my job and I’m really keen to progress but I'm new to the industry and have lots to learn. I live with my best friend from uni, K, who got a job here at the same time as me. London is only temporary as I want to settle down back home one day so we’re working through our list of fun activities, ranked from free to bougie. I’ve always been a saver and try to live pretty frugally, with the goal of eventually buying a house. However I recently lost a loved one, which has filled me with a desire to live life to the fullest. I’m trying to enjoy myself without feeling guilty about spending, saving on the little things where I can."

Occupation: Marketing executive 
Industry: Publishing 
Age: 25 
Location: London 
Salary: £27,000 
Paycheque amount: £1,769 
Number of housemates: One: K.
Pronouns: She/her

Monthly Expenses 
  
Housing costs: £825 rent. 
Loan payments: My student loan is deducted from my salary before I get my paycheque. It varies month by month, most recently £15.  
Savings? Around £15,000 in an ISA, £1,900 in a holiday fund and £5,000 for emergencies.
Pension? My employer pays 4% and I match this. I have been meaning to talk to my financial advisor about consolidating my pots from past jobs. 
Utilities: £35 council tax, £19.96 water, £79.74 gas and electricity, £14.99 Wi-Fi. 
All other monthly payments: £19.99 phone bill (including insurance), £5 to Bowel Cancer UK, £47 for an outdoor exercise group membership and £35.52 for life and critical illness insurance. Subscriptions: £5.99 Deezer.

Did you participate in any form of higher education? If yes, how did you pay for it? 

I’m Scottish and got my degree in Scotland so the Scottish government paid my tuition fees (thanks, Nicky). I got the maximum student loan to help pay my living costs, roughly £17,000 over four years. My parents covered the rest of my costs in first year and then I got a part-time job and paid summer  internships. 
 
Growing up, what kind of conversations did you have about money?

My parents didn’t have loads of money but they were very sensible with it, which they definitely passed on to me. They made sure I never went without and I was kept unaware when things were tight. They’ve been seeing a financial advisor since they first married and they sent me to her as soon as I started earning. I even did extra work experience in her office. I took saving so seriously that my granny used to nag me to treat myself. 
  
If you have, when did you move out of your parents'/guardians' house?

I moved out for uni when I was 17 and lived with my parents for four months after graduating. 

At what age did you become financially responsible for yourself? Does anyone else cover any aspects of your financial life? 

When I got my part-time job, after my first year of uni, I stopped taking money from my parents. My dad paid my phone bill until I got a grad job at 21.  

What was your first job and why did you get it? 

I inherited my sister’s paper round when I was 15. After four weeks the company went bust and I got a £40 bonus. I remember being thrilled! 

Do you worry about money now? 

Yes. I’m a natural worrier and money is no exception. In 2020 I was furloughed and eventually made redundant, which forced me to live off my savings for a while. I got really into frugal living and still read up on it a lot, even though I could probably afford to relax a bit. I’m trying to worry less but don’t want to take my eye completely off the ball. 

Do you or have you ever received passive or inherited income?

I received £1,500 when my gran died a few years ago. I was left a piano by a neighbour over 10 years ago, which I recently sold for £450. This money has all gone into my ISA.

<strong>Day One </strong><br><br>8.45am: I’m off work today, a day off in lieu for a Saturday I worked a few weeks ago. Lie in bed for a while, savouring that start-of-a-long-weekend feeling. <br><br>9.15am: Get up and have toast, an apple and black coffee. Scroll through my phone for a bit before giving the flat a good clean. This includes spraying some faint dots of damp that have appeared on my bedroom ceiling – the downside of living in a basement. <br><br>11.15am: Have an extra long shower and wash my hair. <br><br>12.30pm: Heat up last night’s leftover veggie curry. Read my book for a bit (not a work book, just for pleasure). My mum emails me a family friend’s fundraising link for Alzheimer's Society and I donate £10. <br><br>1.30pm: Head to Lidl for my weekly shop. I got really into meal planning in lockdown (out of boredom/financial insecurity) so I always have a list to stick to, which this week comes to £17.06. <br><br>2pm: I go to Sainsbury’s afterwards for some things I couldn’t find, including gluten-free stuff. Coeliac disease is an inconvenient expense, £14.80. <br><br>2.20pm: Nip into Wilko for some dehumidifier tablets to tackle the damp, £10. <br><br>2.30pm: Get home, unpack and settle into a game of <em>Sims 4 </em>(my guilty pleasure). <br><br>4pm: J, the guy I’m seeing, calls to make plans for the evening. He went out last night and is very hungover so we decide he’ll come here for a chilled dinner. <br><br>5.15pm: K comes home from celebrating her birthday with her parents. We catch up and eat some of the birthday cake I bought. I do a rare load of ironing while watching <em>This Is Us</em>. <br><br>7.20pm: J arrives, sleepy and hungry. I cook us a stir fry using ingredients I bought today and chat to K. She’s also hungover so I feel like the life of the party. <br><br>9pm: Dishes washed, J and I take a new sitcom to bed for an early night. <br><br><strong>Total: £51.86</strong>
Day One

8.45am: I’m off work today, a day off in lieu for a Saturday I worked a few weeks ago. Lie in bed for a while, savouring that start-of-a-long-weekend feeling.

9.15am: Get up and have toast, an apple and black coffee. Scroll through my phone for a bit before giving the flat a good clean. This includes spraying some faint dots of damp that have appeared on my bedroom ceiling – the downside of living in a basement.

11.15am: Have an extra long shower and wash my hair.

12.30pm: Heat up last night’s leftover veggie curry. Read my book for a bit (not a work book, just for pleasure). My mum emails me a family friend’s fundraising link for Alzheimer's Society and I donate £10.

1.30pm: Head to Lidl for my weekly shop. I got really into meal planning in lockdown (out of boredom/financial insecurity) so I always have a list to stick to, which this week comes to £17.06.

2pm: I go to Sainsbury’s afterwards for some things I couldn’t find, including gluten-free stuff. Coeliac disease is an inconvenient expense, £14.80.

2.20pm: Nip into Wilko for some dehumidifier tablets to tackle the damp, £10.

2.30pm: Get home, unpack and settle into a game of Sims 4 (my guilty pleasure).

4pm: J, the guy I’m seeing, calls to make plans for the evening. He went out last night and is very hungover so we decide he’ll come here for a chilled dinner.

5.15pm: K comes home from celebrating her birthday with her parents. We catch up and eat some of the birthday cake I bought. I do a rare load of ironing while watching This Is Us.

7.20pm: J arrives, sleepy and hungry. I cook us a stir fry using ingredients I bought today and chat to K. She’s also hungover so I feel like the life of the party.

9pm: Dishes washed, J and I take a new sitcom to bed for an early night.

Total: £51.86
<strong>Day Two </strong><br><br>8.45am: Despite the early night, neither J or I slept well. We lie in bed for ages. <br><br>10.15am: Finally get up and make porridge with apple and honey. I have a black coffee, J has peppermint tea. <br><br>11am: Take it in turns to shower and get ready. Spend a while chatting to K some more. This is the most she’s seen J and I’m pleased they get on. <br><br>1pm: Hop on the bus with J to explore one of London’s parks. We nip into both Tesco and Sainsbury’s looking for something gluten-free and eventually find a salad. J kindly pays. He shares his crisps and chocolate as we wander round the park. <br><br>4pm: Say bye to J and get the Tube home. Combined with the bus my TfL charge for the day is £4.55. <br><br>4.30pm: I pop into Sainsbury’s to get some ciders for tonight, £6.20. I get ID’d and the cashier cannot believe I’m 25. I feel very smug. <br><br>5pm: Get home, make a coffee and spend ages chatting to K. Read my book for a bit and heat up last night’s stir fry for tea. <br><br>7.30pm: K and I make a couple of espresso martinis. She generously supplies all alcohol. <br><br>8.30pm: Walk to our friend M’s house as she’s having a get-together. Drink my ciders and meet some nice people. <br><br>12am: Tipsy and tired, K and I walk the short distance home and go straight to bed. I’m proud of my introverted self for lasting so long. <br><br><strong>Total: £10.75</strong>
Day Two

8.45am: Despite the early night, neither J or I slept well. We lie in bed for ages.

10.15am: Finally get up and make porridge with apple and honey. I have a black coffee, J has peppermint tea.

11am: Take it in turns to shower and get ready. Spend a while chatting to K some more. This is the most she’s seen J and I’m pleased they get on.

1pm: Hop on the bus with J to explore one of London’s parks. We nip into both Tesco and Sainsbury’s looking for something gluten-free and eventually find a salad. J kindly pays. He shares his crisps and chocolate as we wander round the park.

4pm: Say bye to J and get the Tube home. Combined with the bus my TfL charge for the day is £4.55.

4.30pm: I pop into Sainsbury’s to get some ciders for tonight, £6.20. I get ID’d and the cashier cannot believe I’m 25. I feel very smug.

5pm: Get home, make a coffee and spend ages chatting to K. Read my book for a bit and heat up last night’s stir fry for tea.

7.30pm: K and I make a couple of espresso martinis. She generously supplies all alcohol.

8.30pm: Walk to our friend M’s house as she’s having a get-together. Drink my ciders and meet some nice people.

12am: Tipsy and tired, K and I walk the short distance home and go straight to bed. I’m proud of my introverted self for lasting so long.

Total: £10.75
<strong>Day Three </strong><br><br>8.45am: My alarm goes off but I don’t feel like getting up yet. Three days off in a row feels sooo good. <br><br>9.30am: Make coffee and porridge with apple and honey. Watch<em> This Is Us</em> in my jammies, feeling incredibly chilled out. <br><br>11.30am: Go for a run. It’s the best one I’ve been on in ages, much better than the ones I try to cram in before work. Come home and shower and wash my hair. <br><br>12.50pm: Cook rice noodles and veggies in a peanut butter sauce and make enough for lunch tomorrow. <br><br>1pm: Get a card from the Royal Mail – they have something for me but the sender didn’t pay the full delivery fee. I’ve no idea what it is but pay the £1.50 online anyway. <br><br>2pm: K and I sit down to plan an activity together. It’s something we try and do to make sure we stay friends, not just flatmates. I have a £70 theatre voucher from my old co-workers so I put it towards tickets for a show this weekend. I don’t let K contribute to what’s left as it's still her birth week, £21.90. <br><br>2.20pm: Make a coffee and take myself off to my room to write out my feelings in my diary. I’ve been trying to make more time to do it recently to help with my grieving. <br><br>3.30pm: Have a very chill couple of hours painting my nails and reading my book. <br><br>6pm: Start on dinner. I make sausage rolls (it’s cheaper to buy gluten-free pastry and sausages and assemble them myself) with mash and broccoli. <br><br>7pm: K and I walk to our local pub quiz. M meets us there. My entry fee is £2. There’s only time for two drinks and the others get a round in each. I vow to get them next time. We have a laugh and come somewhere in the middle, not our best, not our worst. <br><br>10.10pm: Head home and go straight to bed with a sitcom. <br><br><strong>Total: £25.40 </strong>
Day Three

8.45am: My alarm goes off but I don’t feel like getting up yet. Three days off in a row feels sooo good.

9.30am: Make coffee and porridge with apple and honey. Watch This Is Us in my jammies, feeling incredibly chilled out.

11.30am: Go for a run. It’s the best one I’ve been on in ages, much better than the ones I try to cram in before work. Come home and shower and wash my hair.

12.50pm: Cook rice noodles and veggies in a peanut butter sauce and make enough for lunch tomorrow.

1pm: Get a card from the Royal Mail – they have something for me but the sender didn’t pay the full delivery fee. I’ve no idea what it is but pay the £1.50 online anyway.

2pm: K and I sit down to plan an activity together. It’s something we try and do to make sure we stay friends, not just flatmates. I have a £70 theatre voucher from my old co-workers so I put it towards tickets for a show this weekend. I don’t let K contribute to what’s left as it's still her birth week, £21.90.

2.20pm: Make a coffee and take myself off to my room to write out my feelings in my diary. I’ve been trying to make more time to do it recently to help with my grieving.

3.30pm: Have a very chill couple of hours painting my nails and reading my book.

6pm: Start on dinner. I make sausage rolls (it’s cheaper to buy gluten-free pastry and sausages and assemble them myself) with mash and broccoli.

7pm: K and I walk to our local pub quiz. M meets us there. My entry fee is £2. There’s only time for two drinks and the others get a round in each. I vow to get them next time. We have a laugh and come somewhere in the middle, not our best, not our worst.

10.10pm: Head home and go straight to bed with a sitcom.

Total: £25.40
<strong>Day Four </strong><br><br>7am: Wake up, jump in the shower and get ready. Breakfast is my usual: porridge with honey and apple and a black coffee. <br><br>8.15am: Get a seat on the Tube and read the whole way, £3.60. <br><br>9am: We have a new team member starting today. The way everyone else can answer her questions instantly gives me a bout of imposter syndrome and I berate myself for not jumping in. Try to ignore it and get to work. <br><br>1pm: Eat the noodles I made yesterday followed by a fruit and nut bar and two oranges. My colleague L and I recently bought tickets for an event happening this weekend but it turns out that our company is giving away tickets for free. We cheekily contact the vendor to ask for refunds. L gets his £20 refunded straightaway but I get rejected. On the principle of fairness I ask why I can’t get a refund like my colleague. They ignore my email. I was willing to pay for the ticket anyway but it’s still annoying. <br><br>5.30pm: Pack up after quite a busy day and read all the way home, £3.60. <br><br>6.15pm: Get home, get changed and go to my park fitness class that I joined when I moved to London as a way of making friends. It's still been difficult to meet people as very few come consistently (me included). I much prefer running around outside to the gym though. It’s a really fun class tonight and I can’t feel my legs by the end of it. <br><br>8pm: Get home and have my second shower of the day, washing my hair so I don’t have to do it in the morning. Heat up last night’s leftover sausage rolls and mash with some peas and have a slice of birthday cake after. Then watch a bit of telly. <br><br>9.45pm: Return a missed call from my mum and dad. We are all grieving and my mum and I cry a bit but it’s good to talk. <br><br>10.30pm: Spend longer than planned getting ready for bed. Watch 10 minutes of a sitcom and turn it off in favour of sleep. <br><br><strong>Total: £7.20</strong>
Day Four

7am: Wake up, jump in the shower and get ready. Breakfast is my usual: porridge with honey and apple and a black coffee.

8.15am: Get a seat on the Tube and read the whole way, £3.60.

9am: We have a new team member starting today. The way everyone else can answer her questions instantly gives me a bout of imposter syndrome and I berate myself for not jumping in. Try to ignore it and get to work.

1pm: Eat the noodles I made yesterday followed by a fruit and nut bar and two oranges. My colleague L and I recently bought tickets for an event happening this weekend but it turns out that our company is giving away tickets for free. We cheekily contact the vendor to ask for refunds. L gets his £20 refunded straightaway but I get rejected. On the principle of fairness I ask why I can’t get a refund like my colleague. They ignore my email. I was willing to pay for the ticket anyway but it’s still annoying.

5.30pm: Pack up after quite a busy day and read all the way home, £3.60.

6.15pm: Get home, get changed and go to my park fitness class that I joined when I moved to London as a way of making friends. It's still been difficult to meet people as very few come consistently (me included). I much prefer running around outside to the gym though. It’s a really fun class tonight and I can’t feel my legs by the end of it.

8pm: Get home and have my second shower of the day, washing my hair so I don’t have to do it in the morning. Heat up last night’s leftover sausage rolls and mash with some peas and have a slice of birthday cake after. Then watch a bit of telly.

9.45pm: Return a missed call from my mum and dad. We are all grieving and my mum and I cry a bit but it’s good to talk.

10.30pm: Spend longer than planned getting ready for bed. Watch 10 minutes of a sitcom and turn it off in favour of sleep.

Total: £7.20
<strong>Day Five </strong><br><br>7am: Wake up, shower, get ready and eat my usual breakfast. Pack a hasty overnight bag as I’m staying at J’s tonight. <br><br>8.10am: Manage to get a seat on the Tube for the second day in a row, a miracle. Read my book the whole way, £3.60. <br><br>8.45am: Get to the office early and it really sets the tone for the day. I feel great this morning and am super productive, emailing authors, briefing designers and buying ad spaces. Eat two oranges as a mid-morning snack. <br><br>1.15pm: To welcome our new member, my team goes for lunch at our local Mexican place. I get roasted cauliflower tacos and spicy rice, £10.87. <br><br>2.15pm: Sleepy and full, we head back to the office where my good mood continues. I make a fancy coffee to wake myself up and get back to work. <br><br>5.45pm: Satisfied with my work day, I head to J’s. The Tube is much busier than my usual commute. It’s a sweaty nightmare, £3.60. <br><br>6.30pm: Give J a housewarming present of tingly bath salts I bought last week. We walk around his area looking for food. Eventually we stumble across a burger place that does gluten-free buns, yay! Eating out twice in one day is such a treat. I ask J to wait until I’ve washed my greasy hands so we can split the bill but he pays while I’m in the bathroom. He does this often and it’s very sweet but I’d really like to pay my own way. Resolve to treat him next time. <br><br>8.15pm: Go for a walk and have some deep chats. Stop off at Waitrose (fancy) and buy Gü pots for us both, £3.95. <br><br>9pm: Get back to J’s and eat our puddings. My introverted brain is shattered from all the people I’ve seen recently. We have an early night. <br><br><strong>Total:</strong> <strong>£22.02</strong>
Day Five

7am: Wake up, shower, get ready and eat my usual breakfast. Pack a hasty overnight bag as I’m staying at J’s tonight.

8.10am: Manage to get a seat on the Tube for the second day in a row, a miracle. Read my book the whole way, £3.60.

8.45am: Get to the office early and it really sets the tone for the day. I feel great this morning and am super productive, emailing authors, briefing designers and buying ad spaces. Eat two oranges as a mid-morning snack.

1.15pm: To welcome our new member, my team goes for lunch at our local Mexican place. I get roasted cauliflower tacos and spicy rice, £10.87.

2.15pm: Sleepy and full, we head back to the office where my good mood continues. I make a fancy coffee to wake myself up and get back to work.

5.45pm: Satisfied with my work day, I head to J’s. The Tube is much busier than my usual commute. It’s a sweaty nightmare, £3.60.

6.30pm: Give J a housewarming present of tingly bath salts I bought last week. We walk around his area looking for food. Eventually we stumble across a burger place that does gluten-free buns, yay! Eating out twice in one day is such a treat. I ask J to wait until I’ve washed my greasy hands so we can split the bill but he pays while I’m in the bathroom. He does this often and it’s very sweet but I’d really like to pay my own way. Resolve to treat him next time.

8.15pm: Go for a walk and have some deep chats. Stop off at Waitrose (fancy) and buy Gü pots for us both, £3.95.

9pm: Get back to J’s and eat our puddings. My introverted brain is shattered from all the people I’ve seen recently. We have an early night.

Total: £22.02
<strong>Day Six </strong><br><br>7am: I did not sleep well last night and take a while to wake up. Have porridge with frozen blueberries for breakfast. This is the last time I’ll see J for a few weeks as he’s going travelling. We say a sad goodbye on his doorstep. It’s only hitting me now how much I’ll miss him. <br><br>7.55am: Head home on the Tube. It’s a lot less busy than my usual commute, £3.60. <br><br>8.40am: Back in my area, nip into Sainsbury’s as I remember I’ve run out of my beloved porridge oats, £2.25. <br><br>9am: Log in and jump straight into a catch-up call with my manager. I still feel incredibly tired, despite having been up for two hours. Eat a lot of Percy Pigs, which I bought last week for J’s travels but forgot to give him. <br><br>1pm: Have a quick shower, which wakes me up a bit, and make a tofu and veggie stir fry for lunch and read my book for a while. <br><br>3pm: Get a snippy email from an editor. This and the tiredness put me in a mood that no amount of Percy Pigs can fix. <br><br>5.30pm: Shut my laptop as soon as my hours are up and lie on the sofa, mindlessly scrolling. <br><br>6.15pm: Make a roasted veg pasta bake and potter about tidying up and watching telly as it cooks. My mystery delivery from the weekend arrives and it’s a summer dress I bought on Depop weeks ago and uncharacteristically forgot about. Not impressed that I had to pay extra postage. <br><br>8.30pm: Feeling super tired and out of sorts so I take a peppermint tea to bed. Watch an uplifting sports documentary and read my book for an hour before falling asleep. <br><br><strong>Total: £5.85</strong>
Day Six

7am: I did not sleep well last night and take a while to wake up. Have porridge with frozen blueberries for breakfast. This is the last time I’ll see J for a few weeks as he’s going travelling. We say a sad goodbye on his doorstep. It’s only hitting me now how much I’ll miss him.

7.55am: Head home on the Tube. It’s a lot less busy than my usual commute, £3.60.

8.40am: Back in my area, nip into Sainsbury’s as I remember I’ve run out of my beloved porridge oats, £2.25.

9am: Log in and jump straight into a catch-up call with my manager. I still feel incredibly tired, despite having been up for two hours. Eat a lot of Percy Pigs, which I bought last week for J’s travels but forgot to give him.

1pm: Have a quick shower, which wakes me up a bit, and make a tofu and veggie stir fry for lunch and read my book for a while.

3pm: Get a snippy email from an editor. This and the tiredness put me in a mood that no amount of Percy Pigs can fix.

5.30pm: Shut my laptop as soon as my hours are up and lie on the sofa, mindlessly scrolling.

6.15pm: Make a roasted veg pasta bake and potter about tidying up and watching telly as it cooks. My mystery delivery from the weekend arrives and it’s a summer dress I bought on Depop weeks ago and uncharacteristically forgot about. Not impressed that I had to pay extra postage.

8.30pm: Feeling super tired and out of sorts so I take a peppermint tea to bed. Watch an uplifting sports documentary and read my book for an hour before falling asleep.

Total: £5.85
<strong>Day Seven </strong><br><br>7.30am: Alarm goes off but I hit snooze for half an hour. Whoops. <br><br>8am: Get up, shower and wash my hair, put a wash on and eat my usual breakfast. <br><br>9am: Straight to work. I have lots to catch up on after my unproductive mood yesterday afternoon so keep my head down. <br><br>12.10pm: Eat yesterday’s leftover stir fry, an orange and a fruit and nut bar at my desk. I’m super distracted by all the politics on the news but try to crack on.<br><br>1pm: Do a free online yoga class provided by my work. I’ve never done yoga before and am surprised by how instantly relaxing I find it. <br><br>2pm: Make a coffee and go back to work. The last of the Percy Pigs mysteriously disappear. <br><br>5.50pm: Felt very in the zone this afternoon (was it the yoga?) and stayed a tiny bit late to cross some things off my list. Clean the bathroom and send some voice notes to my friends. <br><br>6.30pm: Dinner is some of the pasta bake I made last night. Chat to K and chill out for ages. <br><br>9pm: K and I watch an episode of <em>Inventing Anna</em>, which we abandoned months ago but decided deserves another chance. It’s funnier than we remembered. <br><br>10.15pm: Get ready for bed, write out my feelings in my diary and fall asleep. <br><br><strong>Total: £0 </strong>
Day Seven

7.30am: Alarm goes off but I hit snooze for half an hour. Whoops.

8am: Get up, shower and wash my hair, put a wash on and eat my usual breakfast.

9am: Straight to work. I have lots to catch up on after my unproductive mood yesterday afternoon so keep my head down.

12.10pm: Eat yesterday’s leftover stir fry, an orange and a fruit and nut bar at my desk. I’m super distracted by all the politics on the news but try to crack on.

1pm: Do a free online yoga class provided by my work. I’ve never done yoga before and am surprised by how instantly relaxing I find it.

2pm: Make a coffee and go back to work. The last of the Percy Pigs mysteriously disappear.

5.50pm: Felt very in the zone this afternoon (was it the yoga?) and stayed a tiny bit late to cross some things off my list. Clean the bathroom and send some voice notes to my friends.

6.30pm: Dinner is some of the pasta bake I made last night. Chat to K and chill out for ages.

9pm: K and I watch an episode of Inventing Anna, which we abandoned months ago but decided deserves another chance. It’s funnier than we remembered.

10.15pm: Get ready for bed, write out my feelings in my diary and fall asleep.

Total: £0
<strong>The Breakdown</strong><br><br>Food & Drink: £55.13 <br>Entertainment: £23.90 <br>Clothes & Beauty: £0<br>Home & Health: £10 <br>Travel: £22.55 <br>Other: £11.50 <br> <br><strong>Total: £123.08 </strong><br><br><strong>Conclusion</strong><br><br>"This was such an eye-opening experience! I spent more than usual this week but I’ve done a lot, and with my saving habits the odd week like this won’t break the bank. What’s really struck me is the money I’ve been able to save. I’ve been treated to meals and drinks, I had a voucher to use, it wasn’t my round at the quiz… I'm very lucky. I think I’ll go a bit easier on the entertainment and eating out for a couple of weeks but make sure I repay my friends."
The Breakdown

Food & Drink: £55.13
Entertainment: £23.90
Clothes & Beauty: £0
Home & Health: £10
Travel: £22.55
Other: £11.50

Total: £123.08

Conclusion

"This was such an eye-opening experience! I spent more than usual this week but I’ve done a lot, and with my saving habits the odd week like this won’t break the bank. What’s really struck me is the money I’ve been able to save. I’ve been treated to meals and drinks, I had a voucher to use, it wasn’t my round at the quiz… I'm very lucky. I think I’ll go a bit easier on the entertainment and eating out for a couple of weeks but make sure I repay my friends."

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