3 Moves to Make Before Doing a Balance Transfer

3 Moves to Make Before Doing a Balance Transfer

If you owe money on a few different credit cards, you may be considering a balance transfer. A balance transfer lets you move your existing balances onto a new card with a lower interest rate -- ideally, an initial 0% introductory rate. After all, it's easier to remember to make a single payment each month for one credit card than keep track of various due dates.