56% of U.S. Consumers May Use 'Buy Now, Pay Later' Plans to Pay for Holiday Purchases

·3 min read
56% of U.S. Consumers May Use 'Buy Now, Pay Later' Plans to Pay for Holiday Purchases

Consumers commonly use credit cards to purchase items and pay them off when they can. The problem with credit cards, though, is that carrying a balance automatically means having to pay interest on the items you buy. Plus, too high of a credit card balance could damage your credit score, even if you make your minimum monthly payments on time.

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