The Market Has Lost Faith in Customers Bancorp, but Management Certainly Hasn't

The bank has struggled due to near-term headwinds this year, particularly as it relates to its funding costs, which soared higher in the fourth quarter. While the market may have given up on Customers, the bank still plans to generate solid returns this year, and management has never been more bullish on the stock. The bank also has a real-time payments network and is working to develop its banking-as-a-service vertical and further digital lending capabilities to consumers and small businesses.