First Citizens BancShares (FCNCA) Q4 2021 Earnings Call Transcript

First Citizens BancShares (FCNCA) Q4 2021 Earnings Call Transcript

Ladies and gentlemen, thank you for standing by and welcome to the First Citizens BancShares fourth quarter and year-end 2021 earnings conference call. It is my pleasure to introduce our chairman and chief executive officer, Frank Holding.