Upstart Holdings, Inc. (UPST) Q2 2022 Earnings Call Transcript

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Upstart Holdings, Inc. (UPST) Q2 2022 Earnings Call Transcript

Good afternoon, and thank you for joining us on today's conference call to discuss Upstart's second quarter 2022 financial results. With us on today's call are Dave Girouard, Upstart's chief executive officer; and Sanjay Datta, our chief financial officer. Before we begin, I want to remind you that shortly after the market closed today, Upstart issued a press release announcing its second quarter 2022 financial results and published an investor relations presentation and credit FAQ.