Why the Creator of the 4% Retirement Spending Rule Says It No Longer Works

·3 min read
Why the Creator of the 4% Retirement Spending Rule Says It No Longer Works

Bill Bengen first devised the 4% retirement rule in 1994. Since then, retirees have relied on this rule to help determine how much they should spend in retirement. In later years, you adjust how much you withdraw to account for inflation.

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