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The Ins and Outs of USDA Home Loans

The Ins and Outs of USDA Home Loans

The U.S. Department of Agriculture home loan program is a fantastic route for some prospective homeowners to obtain a mortgage with no money down and at a competitive interest rate. The program has some quirks, though, so read on to learn the basics, how to qualify, and what it will cost you. The USDA offers a handful of lending programs to assist low- and moderate-income borrowers with obtaining mortgage financing.