3 ETFs That Are All You Need for Retirement

3 ETFs That Are All You Need for Retirement

Investing in exchange-traded funds (ETFs) allows you to automatically diversify, because ETFs invest your money across hundreds or even thousands of companies. Your money gets invested in 500 of the largest publicly traded companies in the U.S. Over a 20-year holding period, investing in the S&P 500 index has always produced positive returns. The Vanguard S&P 500 ETF (NYSEMKT: VOO) is a smart choice because it has a super cheap expense ratio of 0.03%.