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This Growth Stock Once Soared 1,900% -- and Here's Why It's a Buy Right Now

This Growth Stock Once Soared 1,900% -- and Here's Why It's a Buy Right Now

Upstart stock has in fact collapsed by 95% and is once again trading at around $20. To understand why, let's take a look at what the company does and how its recent stock-price drop could be a buying opportunity. Banks tend to rely heavily on Fair Isaac's FICO credit scoring system, which looks at a borrower's payment history and existing debts (among other things) to determine their ability to service a loan.