4 Ways to Make Buying Your First Home Easier

4 Ways to Make Buying Your First Home Easier

For example, the Pennsylvania page has a list of first-time buyer programs organized by city and town. Buying your first home can be a challenge because you need to save up money for a down payment, and you will become responsible for mortgage payments for the first time. Ideally, you should have a 20% down payment and should keep your housing costs below 25% of your income.