Dave Ramsey Recommends Taking These 7 Steps Before Buying a Home

You'll also be committing to other ongoing expenses, including property taxes, maintenance, and insurance costs. Before you take this huge leap and change your financial life forever, personal finance expert Dave Ramsey believes there are seven key steps you need to complete first. By getting rid of other debt payments prior to becoming a homeowner, you'll be better able to save for a down payment and will have more flexibility in your budget.