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Are You on Track to Reach the $4,194 Max Social Security Benefit?

Are You on Track to Reach the $4,194 Max Social Security Benefit?

You'll often hear that Social Security won't pay you enough income to live comfortably. To snag the maximum monthly Social Security benefit, your earnings need to reach or exceed the annual wage cap for at least 35 years. Now when we talk about the wage cap, we're referring to the limit for Social Security payroll taxes on earnings.