This Is the Only Reason I'd Ever Claim Social Security at 62

When you reach 62, you become eligible to claim Social Security benefits. Since the income reduction is substantial if you opt for the earliest possible Social Security benefit, waiting is often the right financial move. Although I ideally want to wait until at least my full retirement age -- and probably until 70 -- in order to claim Social Security benefits, there's one circumstance that would cause me to change my plans and begin benefits at 62.