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First BanCorp (FBP) Q4 2021 Earnings Call Transcript

First BanCorp (FBP) Q4 2021 Earnings Call Transcript

At this time, I would like to welcome everyone to the First BanCorp. Ramon Rodriguez, head of investor relations, you may begin the conference. Good morning, everyone and thank you for joining First BanCorp.'s conference call and webcast to discuss the company's financial results for the fourth quarter and full year 2021.