Don't Overpay for 401(k) Investments. Use This Strategy Instead.
There's no denying that 401(k) plans are great resources for saving and investing for retirement. You spend your career contributing to a 401(k), with the idea that in retirement, you can live off those funds and let finances be an afterthought as you enjoy the fruits of decades of labor. Any contribution to a 401(k) plan is a good thing, but there are ways to be efficient with your investing to ensure you're maximizing your contributions.