Dave Ramsey Says This Is the Only Good Kind of Debt

Dave Ramsey Says This Is the Only Good Kind of Debt

If you ask personal-finance expert Dave Ramsey what one of his major pet peeves is, his answer will likely be consumer debt. Ramsey is very opposed to the idea of owing money to a lender in any shape or form. Not only does he think consumers should ditch credit cards and pay for purchases in cash, but he believes that it's ideal to purchase a car outright rather than have to take out an auto loan.